What is your baking providers responsibilities to you? In this day and age, your bank should be doing a lot more for you than just provide a place to deposit your money and a facility to use it. Banks have a level of responsibility to provide support, information and relevant services, but are often not clear in identifying those. With hundreds of banks in America, what does your bank do for you? What services do they offer you that you aren’t aware off? For example many banks have free services. Do you make use of all of them?

At above and Beyond Banking, we aim to investigate bank by bank, and try and see through their corporate peak on their websites and try and simplify all the relevant information that banking customers need. Where w can find them, we will explain the different services that each bank have, why they are good for you, or why you shouldn’t use them, and how to access them.

Did you know that your bank does more than just provide banking services? Do you go online to look for loans, mortgages, credit cards for example? If you do that as a first call, then you are doing it wrong. Speak to your local banks first. Most f these services are available as part of you running an account with your bank, and because they have your full history, applying to your bank is normally easier than applying to another financial institution.

On the other hand, do you know what interest rates and free services your bank provides? Chances are you don’t know if they are competitive or not. In such situations, you should consider switching your banks, as most are fighting for new business, you just don’t know it!

Stick with us as we explore all the different banks and their services in America, and the United Kingdom and how they differ from state to state ad country to country. After all, we are Above Banking and Beyond!